Circle Points™ is a RESPA-compliant reinvestment platform that turns closings into real marketing power — with no contracts, no referral requirements, and no upfront cost.
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04/29/2025 3:00 PM CST
Circle Points™ is a revolutionary agent rewards system designed to reinvest profits from mortgage, title, insurance, and vendor partnerships back into your business. Instead of asking for referrals, we give you real value based on closed transactions and engagement — all 100% RESPA-compliant.
Why Agents Love Circle Points™
Scales with You – The more you grow, the more value we send your way.
Easy to Track – Log in anytime to see your points, usage history, and marketing impact.
Built for You – Custom marketing menus, exclusive lead access, and gifting options tailored to your business.
Real estate agents are the force behind 90% of home sales worldwide.
Yet they often get left out of the value chain. At Circle, we believe the people who drive the business should own the upside. That’s why Circle Points™ rewards agents for the closings they power — with marketing tools, gifts, and growth services that put them back in control. No fees. No contracts. Just real returns for real impact.
Agents from These Top Companies (and Many More) Are Already In
Live in the USA & Canada — expanding into emerging agent-driven markets worldwide.
"The future of real estate belongs to those who reinvest, build partnerships, and play the long game. The Circle isn't just a platform. It's a movement."
- Andrew Heisley
We get it — skepticism is healthy. Especially in this industry.
The truth is, not everyone loves that we’re exposing this strategy. But that’s exactly why it’s worth your time.
Read below and see why agents are calling this a game-changer.
Circle Points™ are rewards earned by real estate agents for closed transactions and ecosystem engagement. They can be redeemed for marketing tools, gifts, advertising, and business growth services.
You earn points automatically when you work with Circle-approved partners — like Circle Home Loans, our title companies, insurance vendors, and more. You can also earn points through engagement like attending webinars, answering calls, or using our platform.
Circle Points™ are earned through closed transactions and can be redeemed for powerful, business-growing services — all designed to help you scale your brand, reach more clients, and close more deals. And the best part? You’re not locked into a menu. You can work directly with our team to design a custom marketing plan — and we’ll make sure everything is fully RESPA, TILA, and CFPB compliant before it goes out.
🔹 Digital Marketing & Lead Generation Paid ad campaigns (Facebook, Instagram, Google) Buyer/seller lead funnels with automated follow-up Listing promotion ads & retargeting AI-powered calling campaigns with live transfers
🔹 Creative, Branding & Content Custom videos (listing promos, brand stories, testimonials) Social media templates & reels Logo design and brand kits Email signature, newsletters, and digital brochures
🔹 Print & Promo Materials Business cards (design + print) Yard signs, riders, and open house signs Flyers, door hangers, postcards Listing/buyer packets & branded folders
🔹 Client Gifting & Retention Closing gifts (custom branded) Holiday and birthday mailers Client appreciation event support Past client follow-up campaigns
🔹 Technology & Coaching CRM and automation setup Custom landing pages or websites Strategy calls to map out your business goals Access to our training vault (scripts, marketing plans, webinars)
💬 Want something not listed here? Just ask. Our team will work with you one-on-one to build the campaign, brand asset, or client experience you need — and make sure it stays 100% compliant every step of the way.
Yes. Circle Points™ are structured to comply with all RESPA and CFPB regulations. Points are not tied to referrals and are only earned based on completed transactions and non-contingent activities.
No. There are no sign-up fees, no contracts, and no monthly charges. Circle Points™ is free to participate in — you earn as you close.
Do I have to refer clients to get rewards?
Absolutely not. You do not need to refer clients to earn Circle Points™. All rewards are based on legitimate business activity that happens through our platform.
In the Circle Marketplace™ — a growing catalog of services including listing photos, ads, social media help, gift boxes, client parties, and more.
Not at all. You can continue working with your current lender, title, insurance, and vendor partners — and still earn Circle Points™ when they join the platform. We’ll help you get them signed up so you can start earning rewards on the deals you’re already closing. Or, if you prefer, you’re more than welcome to try vetted vendors already in the Circle network — it’s completely up to you. No disruption. No pressure. Just more value, either way.
No problem — you can still work with whoever you want. However, only Circle-aligned vendors contribute a portion of their revenue back into your business through Circle Points™.
If your vendor hasn’t joined our network, we can’t legally or structurally allocate points from those transactions. That said, you have two options: Submit the vendor to us — we’ll reach out and invite them to join the Circle network. If they agree to our terms, your future deals with them can generate points. Use one of our pre-vetted, high-performing vendors who already reinvest into agents. These partners are proven, fast, and fully integrated with Circle — and you’re never locked in. We’ll never require you to refer anyone. But when your vendors do align with Circle, you gain access to real reinvestment — not just relationships.
You’ll get access to a personal dashboard where you can see your point balance, history, available redemptions, and ROI.
Yes! We offer white-labeled or shared dashboards for brokerages, teams, and vendor networks — allowing you to track agent performance, rewards, and reinvestment strategies.
Click “Join Now,” and you’ll receive instant access to your free dashboard, partner tools, and onboarding resources.
Disclosures & Legal Notice
Circle Consulting is a marketing and technology platform. We are not a mortgage lender, and we do not originate, underwrite, or fund loans. Any mortgage-related services referenced on this site are provided through third-party licensed professionals or participating partners.
All content on this site is for informational purposes only and does not constitute legal, financial, lending, or tax advice. Please consult appropriate licensed professionals for specific guidance.
Circle Consulting does not offer or provide anything of value in exchange for referrals of settlement service business. We do not engage in or promote any referral-based compensation practices.
All marketing collaborations — including Circle Points™ and co-branded campaigns — are conducted in accordance with federal and state regulations , including the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2601 et seq.
Circle Points™ are awarded only after verified agent participation in closed transactions, and not for referrals. Any optional marketing programs involving vendors or agents require fair market value contributions and are documented in compliance with legal requirements.
Statements about marketing reinvestment, business growth, or performance results are illustrative only. Actual outcomes may vary based on agent performance, market conditions, and vendor participation.
Circle Consulting is not responsible for the services, pricing, or performance of any third-party vendors listed or accessed through our platform.
Use of any calculator, ROI estimator, or leverage projection tool on this site is for informational purposes only. All outputs are hypothetical and should not be relied upon for financial decision-making.
No guarantees are made regarding accuracy or outcomes.
Circle Consulting is not liable for errors, projections, or interpretation.
Submitted data may be used for follow-up communication and platform support.
All content is the intellectual property of Circle Consulting.
Circle Points™ and Circle Consulting’s services are currently
available only in the United States
. Expansion into other countries is in progress but not yet active.
We are not affiliated with or endorsed by any state, federal, or international government entity.
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